Commercial Vehicle Financial Services

Isuzu Finance of America (IFAI) is the captive finance company for Isuzu Commercial Truck (ICTA), the official distributor of Isuzu commercial vehicles in the United States. Isuzu Motors Limited is one of the world’s largest manufacturers of medium and heavy-duty trucks, selling over 26 million trucks worldwide since its origin in 1918. Isuzu commercial vehicles have been the best-selling low-cab forward trucks in America every year since 1986.

Partnered with ICTA, Isuzu Finance of America aims to offer exceptional service and exclusive programs to authorized Isuzu dealers nationwide. For the last 14 years, IFAI has been dealers’ trusted source to place customers into new or used Isuzu and Non-Isuzu trucks hassle-free. IFAI provides financing peace of mind through flexible and timely customer service, while providing clients with an assortment of options to meet their many commercial needs.

The Isuzu iLease is by far the most complete and cost effective option for qualifying customers, allowing them to take advantage of low monthly payments and a fair market value deal. The TRAC lease is an open-ended payment option allowing flexibility based on customers unique business needs.


Truck Renting and Leasing Association
Equipment Leasing and Finance Association
NTEA: The Association For The Work Truck Industry

Sales & Leadership
Mike Varous
District Sales Manager, Eastern Region
Mike is the district sales manager for the Eastern region. He joined Isuzu Finance in 2007 and was instrumental during the start-up phase of the company. Mike is responsible for supporting Isuzu Commercial Truck of America and the Isuzu dealer body in his territory. Along with promoting the wide variety of Isuzu Finance products, he’s responsible for building and maintaining relationships with the manufacturer and dealerships. Prior to joining Isuzu Finance, Mike had an extensive career with GMAC. He worked in multiple positions which included 10 years of commercial truck experience, both in credit and sales. Mike is a native New Yorker and lives in Long Island, New York.
Jim Rowan
District Sales Manager, Southern Region
Jim joined Isuzu Finance in 2013 and is the district sales manager for the Southern region assisting the mission of Isuzu Commercial Truck of America and Isuzu dealerships throughout Florida, Georgia, Alabama, Mississippi and Eastern Tennessee. Benefiting from over 30 years experience in commercial finance with companies ranging from Associates Commercial, Mercedes Benz Credit, and International Finance, he also served as finance and insurance manager for heavy truck dealerships. Comprehensively trained in dealer relationship management, he attended UCF and holds certification from UC San Diego in Financial Institution Management and has been a licensed property and casualty insurance agent. Jim is an active member of Elks and Rotary and continues to serve on his local Ducks Unlimited committee.
Bob Mooney
District Sales Manager, Western Region
As District Manager, Western, Bob brings decades of experience in the commercial truck leasing and finance industry. Most recently he was Regional Manager with Balboa Capital. Prior to that he was with ENGs Finance, Daimler Truck Financial and spent many years with The Associates. In this role Bob will be responsible for all sales and marketing functions for Isuzu dealers in CA, AZ, NV, UT, ID, OR, WA. Bob is based out of Orange County, CA.
Kevin Burns
District Sales Manager, North Central Region
Kevin brings nine years of lending experience in collections, credit, sales and management with OneMain Financial Services. He moved through the ranks and was most recently Branch Manager. He has a B.A. degree in Business Administration from Monmouth College, is an avid sports fan and holds Illinois Casualty, Health and Life insurance licenses. Kevin is based out of the Chicago area.
Jim Bryan
District Sales Manager, South Central Region
Jim brings with him over 25 years of Commercial Vehicle financing and leasing experience, including The Associates, Daimler Financial and most recently Hitachi Capital. Jim is a graduate of Michigan State University and has also earned an MBA from Midwestern State University. In this role, Jim will be responsible for all sales and marketing functions for Isuzu dealers in Arizona, Colorado, Kansas, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, Tennessee (Memphis), and Texas. Jim is based out of Dallas, Texas.
Jim DeFrank
Jim leads the management team in all phases of sales, marketing and remarketing, including end-to-end program development in collaboration with Isuzu Commercial Truck of America and their distribution network. Over a decade ago, Jim was an instrumental figure in the start-up and expansion of Isuzu Finance of America. Jim’s 30+ years of expertise in commercial vehicle finance and leasing has helped grow Isuzu Finance into one of the most respected captive finance companies in the United States.
Shinjiro Shiomi
Shinjiro (“Shinji”) Shiomi took the role of president at Isuzu Finance of America in April 2021. Shinji earned a master’s degree in mechanical science from Osaka University. He brings more than 16 years of experience with ITOCHU Corporation in various capacities. He spent five years as Corporate Planning Manager for Isuzu Motors' captive finance company in Japan.

Isuzu Finance of America offers a full range of finance and lease products

Isuzu Finance will be closed both Thursday, November 24th & Friday November 25th for Thanksgiving